Verified You must apply
Tax relief
Tax credit
Housing Loan Tax Deduction
住宅借入金等特別控除(住宅ローン減税)
Paid by 国土交通省 / 国税庁 · 🇯🇵 Japan
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
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Who qualifies
The 4 published rules this programme tests you against — age, income, residency, household and the rest.
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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.
3 documents you'll need
Exactly what to gather before you start, so nothing sends you back to the beginning.
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Where this comes from
令和８年度税制改正により、住宅ローン減税が5年間延長されました(国土交通省)
https://www.mlit.go.jp/jutakukentiku/house/jutakukentiku_house_tk2_000017.html
Last checked 2026-08-12 · a researcher confirmed this against the official page
Other tax relief support in Japan
Hometown Tax Donation System
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Verified
NISA (Tax-exempt Small Investment Programme)
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Verified
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