Ayushman Bharat PM Jan Arogya Yojana (₹5 lakh family health cover)
आयुष्मान भारत – प्रधानमंत्री जन आरोग्य योजना (AB PM-JAY)
Paid by National Health Authority, Government of India · 🇮🇳 India
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
2 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
PM-JAY gives free health cover of ₹5 lakh per family per year for secondary and tertiary hospitalisation; expanded in 2024 to all citizens aged 70+.
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: funder's homepage — the programme page was not found
Related reading: How to read a grant eligibility rule
Other health & care support in India
1 more programmes is on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Kerala Karunya Arogya Suraksha Padhathi (state health assurance, integrated with PM-JAY)
State Health Agency, Government of Kerala
West Bengal Swasthya Sathi (₹5 lakh cashless health cover)
Health & Family Welfare Department, Government of West Bengal
e-Shram – national database and social security for unorganised workers
Ministry of Labour and Employment, Government of India
PM Jeevan Jyoti Bima Yojana (₹2 lakh life insurance at ₹436/year)
Department of Financial Services (through LIC/banks)
PM Suraksha Bima Yojana (₹2 lakh accident insurance at ₹20/year)
Department of Financial Services (through general insurers/banks)
Janani Suraksha Yojana (cash incentive for institutional delivery)
Ministry of Health and Family Welfare (National Health Mission)