Pradhan Mantri MUDRA Yojana (collateral-free micro-business loans)
प्रधानमंत्री मुद्रा योजना (PMMY)
Paid by MUDRA Ltd (SIDBI subsidiary) / Department of Financial Services · 🇮🇳 India
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 4 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
4 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
PMMY gives collateral-free loans up to ₹20 lakh (Tarun Plus) to non-farm micro and small enterprises through banks and NBFCs.
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: funder's homepage — the programme page was not found
Related reading: How to read a grant eligibility rule
Other business & self-employment support in India
4 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Stand-Up India (bank loans for SC/ST and women entrepreneurs)
Department of Financial Services / SIDBI (Stand-Up Mitra portal)
Startup India Seed Fund Scheme
DPIIT, Ministry of Commerce and Industry, Government of India
Prime Minister's Employment Generation Programme (margin-money subsidy for new micro-units)
Ministry of MSME / Khadi and Village Industries Commission
Kisan Credit Card (concessional crop and allied-activity credit)
Ministry of Finance / all scheduled banks and cooperatives
PM Street Vendor's AtmaNirbhar Nidhi (micro-credit for street vendors)
Ministry of Housing and Urban Affairs (implemented by SIDBI)
Modified Interest Subvention Scheme for short-term crop loans
Ministry of Agriculture / RBI-implemented through banks