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Support for Mortgage Interest (SMI) loan

Support for Mortgage Interest

Paid by Department for Work and Pensions (DWP) · 🇬🇧 United Kingdom

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 4 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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Where this comes from

Support for Mortgage Interest is a loan to help towards interest payments on your mortgage or loans taken out for certain repairs and improvements to your home.

https://www.gov.uk/support-for-mortgage-interest

Last checked 2026-08-12 · extracted from the official source, not yet re-read by a human

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