Basic Bank Account (statutory right)
Basiskonto (Recht auf ein Girokonto, §§ 38 ff. ZKG)
Paid by Kreditinstitute (gesetzliche Pflicht nach ZKG) · 🇩🇪 Germany
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
1 document you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
Nach dem Zahlungskontengesetz hat jede Person mit rechtmäßigem Aufenthalt in der EU Anspruch auf ein Basiskonto mit Grundfunktionen
Extracted from the official source, not yet re-read by a human.
Verified on 12 August 2026
Source: funder's homepage — the programme page was not found
Related reading: How to read a grant eligibility rule
Other income support in Germany
11 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Broadcasting Fee Exemption
ARD ZDF Deutschlandradio Beitragsservice
Citizen's Income (basic income support for jobseekers)
Jobcenter (Bundesagentur für Arbeit / Kommunen)
Basic Income Support in Old Age and for Reduced Earning Capacity
Sozialamt der Kommune (Antrag auch über Deutsche Rentenversicherung möglich)
Social Assistance – Help towards Living Costs
Sozialamt der Kommune
Benefits for Asylum Seekers
Kommunale Sozialämter / Landesbehörden (BMAS)
Dresden Social Discount Pass
Landeshauptstadt Dresden (Sozialamt)