NRW.BANK Home Ownership Loan
NRW.BANK.Wohneigentum
Paid by NRW.BANK (Landesförderbank NRW) · 🇩🇪 Germany
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 5 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
1 document you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
Antragsberechtigt sind Einpersonenhaushalte mit einem jährlich zu versteuernden Haushaltseinkommen von max. 75.000 € ... Mehrpersonenhaushalte ... max. 100.000 €. Für jedes im Haushalt lebende Kind unter 18 Jahre erhöht sich das maximal jährlich zu versteuernde Haushaltseinkommen um 20.000 €.
https://www.nrwbank.de/de/foerderung/foerderprodukte/15937/nrwbank-wohneigentum.html
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: www.nrwbank.de
Related reading: How to read a grant eligibility rule
Other housing & rent support in Germany
3 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
KfW Home Ownership for Families (300)
KfW (Kreditanstalt für Wiederaufbau)
KfW Age-Appropriate Conversion Loan
KfW (Bund)
Housing and Heating Cost Coverage within basic security
Jobcenter / Sozialamt
Eligibility Certificate for Social Housing
Wohnungsamt der Kommune / Bundesland
Housing Benefit (rent/owner-occupier supplement)
Wohngeldstelle der Kommune (Bundesländer nach WoGG)
Germany Ticket as Employer-Subsidised Job Ticket
Arbeitgeberzuschuss + 5% Rabatt der Verkehrsunternehmen