SME loan guarantees (guarantee cooperatives)
Bürgschaften für KMU (Bürgschaftsgenossenschaften)
Paid by Bund (SECO) mit BG OST-SÜD, BG Mitte, Cautionnement romand, BG SAFFA · 🇨🇭 Switzerland
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
1 document you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
Diese Genossenschaften bürgen für Kredite in Höhe von bis zu 1 Million Franken. Der Bund sichert ihr Verlustrisiko mit bis zu 65% ab.
https://www.seco.admin.ch/seco/de/home/Standortfoerderung/KMU-Politik/Buergschaften_fuer_KMU.html
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: www.seco.admin.ch
Related reading: How to read a grant eligibility rule
Other business & self-employment support in Switzerland
8 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
SAFFA guarantee cooperative for women entrepreneurs
Bürgschaftsgenossenschaft SAFFA (vom Bund unterstützt)
Innosuisse start-up coaching and entrepreneurship training
Innosuisse
Export promotion (Switzerland Global Enterprise)
Switzerland Global Enterprise (im Auftrag des SECO)
Agricultural investment and operating aid
Bund (BLW) mit kantonalen Agrarkredit-Stiftungen
Innosuisse innovation projects with implementation partners
Innosuisse (Schweizerische Agentur für Innovationsförderung)
Venture Kick seed funding (private foundation)
Venture Kick Stiftung (privat finanzierte Initiative)