Ontario Guaranteed Annual Income System (GAINS)
Paid by Government of Ontario (Ministry of Finance) · 🇨🇦 Canada
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 6 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
1 document you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
GAINS provides a monthly, non-taxable payment to Ontario seniors with low income.
https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors
A researcher has read this record against the official page.
Last checked against the official page on 5 October 2026
Source: www.ontario.ca
Report an error Something wrong or out of date? Tell us.
Related reading: How to read a grant eligibility rule
Other income support in Canada
32 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
- Guaranteed Income Supplement (GIS)
- Allowance and Allowance for the Survivor (age 60-64)
- Canada Pension Plan (CPP) retirement pension
- CPP disability benefit
- EI caregiving benefits
- Canada Disability Savings Bond
- Canada Disability Savings Grant
- Resettlement Assistance Program (RAP)
- Connecting Families (low-cost Internet for low-income households)
- Veterans Emergency Fund (Veterans Affairs Canada)
- Ontario Works (OW)
- Ontario Disability Support Program (ODSP)
- City of Toronto Welcome Policy (recreation fee subsidy)
- B.C. Income Assistance
- B.C. Disability Assistance (Persons with Disabilities)
- Quebec Social Assistance and Social Solidarity (last-resort financial assistance)
- Alberta Assured Income for the Severely Handicapped (AISH)
- Alberta Income Support
- Alberta Seniors Benefit
- City of Calgary Fair Entry (low-income programs access)
- Manitoba Employment and Income Assistance
- Manitoba 55 PLUS (income supplement for low-income Manitobans 55+)
- Saskatchewan Income Support
- Saskatchewan Assured Income for Disability
- Nova Scotia Income Assistance
- New Brunswick Social Assistance Program
- Newfoundland and Labrador Income Support
- Prince Edward Island Social Assistance Program
- City of Vancouver Leisure Access Program
- CPP survivor's pension
- Canada Disability Benefit (CDB)
- B.C. Senior's Supplement
Similar programmes
CPP survivor's pension
Employment and Social Development Canada (Service Canada)
Old Age Security (OAS) pension
Employment and Social Development Canada (Service Canada)
Ontario Works (OW)
Government of Ontario (delivered by municipalities)
EI caregiving benefits
Employment and Social Development Canada (Service Canada)
Canada Disability Benefit (CDB)
Employment and Social Development Canada (Service Canada)
New Brunswick Social Assistance Program
Government of New Brunswick (Department of Social Development)