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First Home Super Saver Scheme

First Home Super Saver Scheme (FHSS)

Paid by Australian Taxation Office · 🇦🇺 Australia

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 4 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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2 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

Voluntary super contributions of up to $15,000 per year, with a maximum lifetime cap of $50,000, can be withdrawn to help buy your first home.

https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/withdrawal-options/first-home-super-saver-scheme

Last checked 2026-08-12 · a researcher confirmed this against the official page

Other tax relief support in Australia

Low Income Tax Offset Low Income Tax Offset (LITO) · Australian Taxation Office ●●●● Not human-checked Government Super Co-contribution Superannuation Co-contribution · Australian Taxation Office ●●●● Not human-checked

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