Verified You must apply
Income support
In-kind support
private
No Interest Loans Scheme
No Interest Loans (NILs)
Paid by Good Shepherd Australia New Zealand (with NAB and Australian Government) · 🇦🇺 Australia
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
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Who qualifies
The 3 published rules this programme tests you against — age, income, residency, household and the rest.
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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.
3 documents you'll need
Exactly what to gather before you start, so nothing sends you back to the beginning.
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Where this comes from
NILs let you borrow money for essential goods, like white goods or car repairs. You pay no interest, and you only repay what you borrow.
Last checked 2026-08-12 · a researcher confirmed this against the official page
Other income support support in Australia
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