No Interest Loans Scheme
No Interest Loans (NILs)
Paid by Good Shepherd Australia New Zealand (with NAB and Australian Government) · 🇦🇺 Australia
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
3 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
NILs let you borrow money for essential goods, like white goods or car repairs. You pay no interest, and you only repay what you borrow.
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: funder's homepage — the programme page was not found
Related reading: How to read a grant eligibility rule
Other income support in Australia
16 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
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Australian Government-funded financial counselling sector
Age Pension
Services Australia (Centrelink)
Carer Payment
Services Australia (Centrelink)