First Home Guarantee (5% Deposit Scheme)
Australian Government 5% Deposit Scheme (formerly First Home Guarantee / Home Guarantee Scheme)
Paid by Housing Australia · 🇦🇺 Australia
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 5 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
3 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
The Australian Government 5% Deposit Scheme supports home buyers who have saved a small deposit to purchase a home sooner, with a minimum 5% deposit for first home buyers and no LMI.
https://www.housingaustralia.gov.au/
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: funder's homepage — the programme page was not found
Related reading: How to read a grant eligibility rule
Other housing & rent support in Australia
11 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Public Housing (state social housing)
State and territory housing authorities (e.g. Homes NSW, Homes Victoria, Qld Department of Housing)
First Home Owner Grant (NSW)
Revenue NSW
First Home Buyers Assistance Scheme (NSW)
Revenue NSW
NSW Rentstart Bond Loan
Homes NSW / DCJ
Queensland Bond Loan
Department of Housing, Local Government, Planning and Public Works (Qld)
Commonwealth Rent Assistance
Services Australia (Centrelink)