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Housing & rent
In-kind support
First Home Guarantee (5% Deposit Scheme)
Australian Government 5% Deposit Scheme (formerly First Home Guarantee / Home Guarantee Scheme)
Paid by Housing Australia · 🇦🇺 Australia
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
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Who qualifies
The 5 published rules this programme tests you against — age, income, residency, household and the rest.
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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.
3 documents you'll need
Exactly what to gather before you start, so nothing sends you back to the beginning.
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Where this comes from
The Australian Government 5% Deposit Scheme supports home buyers who have saved a small deposit to purchase a home sooner, with a minimum 5% deposit for first home buyers and no LMI.
https://www.housingaustralia.gov.au/
Last checked 2026-08-12 · a researcher confirmed this against the official page
Other housing & rent support in Australia
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