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First Home Guarantee (5% Deposit Scheme)

Australian Government 5% Deposit Scheme (formerly First Home Guarantee / Home Guarantee Scheme)

Paid by Housing Australia · 🇦🇺 Australia

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 5 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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3 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

The Australian Government 5% Deposit Scheme supports home buyers who have saved a small deposit to purchase a home sooner, with a minimum 5% deposit for first home buyers and no LMI.

https://www.housingaustralia.gov.au/

Last checked 2026-08-12 · a researcher confirmed this against the official page

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